A new study, carried out for Post Office Travel Insurance, has found that more than three-quarters (77%) of over 64s didn't take out winter sports cover on their last ski trip. The study also found 23% had a trip-ending accident on the slopes.
The Post Office poll of 1000 UK holidaymakers found that, surprisingly, nearly two-thirds (62%) of what they term "senior adventurers" are unaware of winter sports insurance existing and 23% are unsure what it covers.
"The data suggests that over-64s may be less inclined to purchase the correct cover due to their piste experience, with 47% claiming they are 'very experienced' in their respective sports," a Post Office Travel Insurance media release states, warning that winter sports activities generally aren't covered as standard under many travel insurance policies and often require this cover to be added on.
"The data we've discovered was very surprising as we wouldn't expect the number of over 64s in the UK who don't adequately insure themselves before going on winter sports holidays. This year a lot of holidaymakers are looking forward to finally getting back to their favourite winter slopes but, even with all that excitement, it's still vital to remember all the risks," said Paul Paddock Head of Travel and Protection at Post Office.
Latest data suggest that a foot injury requiring surgery, common for skiers, can cost uninsured holidaymakers in France up to €800, or up to €3000 in Germany and in the US medical bills can cost thousands of dollars just to fix ruptures and strains. Repatriation to the UK from holidays in Europe, could cost between £22,000 – £35,000.
"The chances of injury, damage or loss of expensive equipment are potentially much greater, and the costs likely higher, than when taking a regular holiday, even if you're experienced. Winter sports insurance is there to cover people for activities such as skiing, snowboarding, and air boarding accidents that can result not just in stressful situations, but in extremely high bills too," added Mr Paddock.
Full report https://www.postoffice.co.uk/travel-insurance/winter-sports-travel-insurance-survey